Fees & Insurance

Rates

  • Initial phone consultation (15 min) — Free

  • Individual therapy intake (60 min) — $150

  • Individual therapy session (53 min) — $120

For convenience, clients can pay through their confidential, secure online client portal via credit/debit card. HSA/FSA cards are also accepted.

Insurance*

 

  • Medical Mutual

Currently, the only insurance I am in-network with is Medical Mutual. This means I can bill your insurance directly if you have a Medical Mutual Plan.

Please note that you are responsible for any co-payments, co-insurance, or amount toward your deductible at the time of service.

 

Self-Pay

 

Many folks either do not have insurance, are under-insured, or choose not to use their insurance for therapy services. Paying out-of-pocket has many benefits, including: choice, control, and confidentiality of a service that is not under contract with managed care.

 
 

What are examples of the benefits of self-pay?

  1. Choice: Clients who wish to choose a therapist that is in-network with their insurance may not always find a provider with whom they’re comfortable or who has specialized experience (such as a trans-affirming provider). In some areas, in-network access is extremely restricted.

    • I am able to see clients via telehealth who live anywhere in the state of Ohio. When you self-pay, you get to choose!

  2. Timeliness and Access: Particularly in overstretched networks, clients may have to wait long periods of time to schedule therapy with a provider who accepts their insurance. Self-pay allows clients to see someone more quickly.

  3. Privacy: In order for your insurance to pay for therapy sessions, therapists are required to provide the company information regarding your sessions and your mental health - including a mental health diagnosis. In the event a client’s insurance company audits your psychotherapy records, information such as progress notes from your therapy sessions must be released. Self-pay allows you to maintain your privacy.

  4. Self-Determination: Insurance companies make decisions about authorizing sessions based on what they determine to be “medically necessary” diagnoses and forms of treatment. Many folks also want to avoid having a mental health diagnosis on their permanent medical records, as this may impact obtaining subsequent health insurance policies or life/disability insurance. Self-pay allows you to be in charge of determining the length and frequency of your therapy sessions and your confidentiality regarding of details of your treatment.

 

Out-of Network Benefits*

 

When you self-pay for sessions, you may be able to utilize any “out-of-network” benefits.

Many health insurance plans offer out-of-network benefits that can provide you with partial reimbursement for therapy services if you have a health insurance plan other than Medical Mutual.

When receiving services under this option, you are responsible for the full fee at the time of service; however, some insurance policies will reimburse you up to 60-80% once your deductible is met, though out-of-network benefits vary among carriers.

I am happy to provide you with paperwork so you can submit for this reimbursement. I encourage clients to use Reimbursify - a mobile or online app that is free to download and allows clients to submit out-of-network claims to any insurance plan in moments. Your first claim is free and then $1.99 for each claim after.

Click here to access a guide to using out-of-network benefits, including a list of questions to ask when calling your insurance company to verify your out-of-network benefits.

 

* Please note that a mental health diagnosis is needed to use your in-network (Medical Mutual) or out-of-network health insurance benefits, and I welcome the opportunity to discuss this more with you.